Privacy


Thank you for visiting the RentalInsurance.org website located at www.RentalInsurance.org (the "Site," "RentalInsurance.org," "we," "us"). RentalInsurance.org has created this Privacy Statement and Policy ("Privacy Policy") so that you are aware of how we gather information and how that information is disseminated. We understand the importance that Internet users place on privacy, and we have designed our service with this in mind. Information This Privacy Policy applies to end-users that access the Site, and/or register for, or purchase, the products and/or services offered by and through the Site. The types of personally identifiable information that we collect at the Site, during registration and when you make a purchase may include, without limitation, any of the following: your name, street address, e-mail address, telephone number (home and work), date of birth and credit card information. In addition, we may request information about your use of, or interest in, the types of products and services offered by the third party sellers with whom we have partnered to offer you the products and services available at the Site.


Information

This Privacy Policy applies to end-users that access the Site, and/or register for, or purchase, the products and/or services offered by and through the Site. The types of personally identifiable information that we collect at the Site, during registration and when you make a purchase may include, without limitation, any of the following: your name, street address, e-mail address, telephone number (home and work), date of birth and credit card information. In addition, we may request information about your use of, or interest in, the types of products and services offered by the third party sellers with whom we have partnered to offer you the products and services available at the Site.


If you would like to opt-out from the disclosure of your personal information to any third-party for marketing purposes, please Click Here. Please be advised that where users opt-out from permitting their personal information to be shared, such individuals may still receive selected offers directly from us, in accordance with the law.


IP Address

We use your IP address to help diagnose problems with our server, to administer our Site and to prevent fraud. Your IP address is used to gather broad demographic information, as well as to offer you products and services.


Cookies

We use cookies to deliver content specific to your interests. Cookies are text files that we place in your computer's browser to store your preferences. Cookies do not personally identify you in any way.


Contests and Surveys

From time to time, we run contests on our Site. To participate in these contests we may ask for personal information including, but not limited to, your name, e-mail address, street address, telephone number (home and work), date of birth and credit card information.. From time to time, we may conduct user surveys. Survey information will be used for the purposes of monitoring or improving our Site, products and/or services and to help us identify third-party offers that may be of interest to you.

Sharing of Information

RentalInsurance.org uses the information described above to tailor our content and help our advertisers and third party marketers better understand the demographic profile of our Site’s users. This is essential to keep the costs of our products and/or services reasonable. The personally identifiable information that you submit to RentalInsurance.org remains your property, however, by submitting that information to RentalInsurance.org you grant RentalInsurance.org the right to use that information as set forth herein. We may use your personal information and/or transfer the personal information you supply on the Site to other third party businesses, subject to applicable state and federal law, for any legal purpose including, without limitation to: (a) bring selected retail opportunities and promotional offers to you via direct mail marketing, e-mail marketing, telemarketing and/or online banner advertising; (b) when necessary, to receive a product or service that you may have ordered from such third party while using the Site or when responding to offers provided by RentalInsurance.org; (c) tracking compliance with our RentalInsurance.org Website Terms and Conditions (Terms and Conditions); and (d) for validation, suppression, content improvement and feedback purposes. These third party businesses may include providers of direct marketing services and applications, including look up and reference, data enhancement, suppression and validation and e-mail marketing. We, or these third party businesses, may, from time to time, supplement the information we collect online with outside records (e.g., information from such third party businesses or other entities) to enhance our ability to serve you, to tailor our content to you and to offer you targeted advertising and other opportunities to purchase products or services that we believe may be of interest to you. By permitting RentalInsurance.org to collect this information, you will be able to receive free information on products and services that may be of interest to you. We use contact information collected from our Site to send you information about us, to keep you informed of products and services that may be of interest to you, as well as to service your account with us should you place an order. In addition, you agree that we may contact you with updates and/or any other information that we may deem appropriate for you to receive in connection with your account and/or the Site. We also use this information to personalize your experience with RentalInsurance.org. Contact information is also used to reach you, when necessary, regarding the use of our Site, products and/or services.


By submitting your e-mail address at the Site, you agree to receive e-mail marketing from RentalInsurance.org and our third party advertisers. RentalInsurance.org, and our third party advertisers, may maintain separate e-mail lists for different purposes. If you wish to end your e-mail subscription to a particular list, you must follow the instructions contained in each e-mail correspondence that you receive from RentalInsurance.org or the applicable third party advertiser to unsubscribe from that particular list. To unsubscribe from all RentalInsurance.org e-mail lists, please click here. We only send e-mail marketing to individuals that have agreed to receive e-mail from RentalInsurance.org and to individuals that have otherwise agreed, on third party websites, to receive e-mail marketing from other companies, such as RentalInsurance.org.


RentalInsurance.org does not send unsolicited commercial e-mail. As a result, certain statutes requiring particular formatting for unsolicited commercial e-mail may not be applicable to the commercial e-mail that is sent by RentalInsurance.org. Notwithstanding the foregoing, we will not send you any e-mail marketing, or allow any third party to send you e-mail marketing, from which you cannot unsubscribe.


You may choose to stop receiving future communications regarding products and services we may offer to you (see the "Opt-Out/Unsubscribe" section below), however we may be required to contact you thereafter regarding any order or purchase that you may make while on this Site. In addition, you agree that by submitting your e-mail address at the Site and/or registering for the products and/or service offered herein, such act constitutes a purchase, an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 CFR '310 et seq. (the ATSR) and any applicable state and local do-not-call regulations. Notwithstanding that your telephone number may be listed on the Federal Trade Commission's Do-Not-Call List, or an applicable state do-not-call list, RentalInsurance.org retains the right to contact you via telemarketing in accordance with the ATSR and the applicable state regulations. Moreover, by registering with, or requesting information from, a third party advertiser at or through the Site, such action shall constitute a purchase, an inquiry and/or an application with the respective third party advertiser for purposes of the ATSR and any applicable state and local do-not-call regulations and you may be contacted via e-mail, direct mail and/or telemarketing by such third party advertiser in accordance with the ATSR and the applicable state regulations. RentalInsurance.org does not control, and is not responsible for, the practices of our advertisers or third party marketers.


We will never disclose any credit card or other financial information to any third-party marketers or other non-governmental entity. Notwithstanding the foregoing, we may: (a) share the fact that we have credit card information on file for specific users of the Site but we will not share your specific credit card information with such third parties without your prior informed consent; (b) share your credit card information with consumer credit agencies; and (c) disclose your credit card information and/or financial information to third party processors for the sole purpose of effectuating transactions that you enter into at the Site. We may also disclose your personally identifiable and/or financial information: (a) to a governmental entity if so ordered by a court of law, to comply with the local, state and federal laws (b) where otherwise required by law or in the good-faith belief that such action is necessary in order to conform to the edicts of the law or comply with a legal process served on our Site; or (c) if we are sold or acquired.


If payment is made for any of our products and/or services by check, and such payment is subsequently dishonored by the bank from where the check is drawn, RentalInsurance.org reserves the right to resubmit the payment electronically either directly or through a third-party payment and/or collection service. You agree that you are responsible for any and all fees pertaining to a returned payment, regardless of the reason. The Returned Check Fee is currently US$25.00 for each occurrence, and will be added to your account. Any order not paid due to returned payments after a reasonable period of time will be considered fraudulent and will be turned over either for collection and/or subsequent prosecution.


Site as an Agent

Please be advised that in certain circumstances, we act as a limited agent for certain third party partners, including the actual third party provider of some of the products and/or services available at or through the Site. In these circumstances we will collect and send your personal information to the respective third party partner directly and you will be subject to the third party partners privacy policy.

Other Websites

This Site, and/or the products and/or services offered herein, may contain links to other websites. RentalInsurance.org does not endorse, nor are we responsible for the privacy practices or the content of such websites. The entities that advertise and/or place links at the Site including, but not limited to, these websites, are independent third parties and are not affiliated with us. Additionally, certain components of our products and/or services may be provided by partners. In these circumstances: (a) you will be redirected to the applicable third party partner’s website after you have completed the applicable application page; (b) either we will collect and send your personal information to the third party partner, or such third party partner will itself collect your personal information, in connection with completing your purchase from such third party partner; and (c) your purchase will subject you to such third party partner's privacy policy.

Third-Party Offers

RentalInsurance.org provides its' users with the opportunity to receive special offers, products and/or services from us and other third parties. By providing your information to us during any of the RentalInsurance.org information collection processes, you are providing affirmative consent to receive offers that we feel may be of interest to you from third parties. Furthermore, if you indicate the desire to receive certain offers, products or services from a specific vendor during the applicable information collection process, your personally identifiable information that was provided during that RentalInsurance.org information collection process will be shared with the applicable third party so that such third party may provide their product or service to you and so that you do not have to complete another information collection form to purchase or receive that product or service.

Security

All collected information is stored in a technically and physically secure environment. When our registration/application process prompts users to enter sensitive information (such as credit card information), and when we store and transmit such sensitive information, that information is encrypted and is protected with SSL encryption software. While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user information off-line. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any information that you transmit to us, and you do so at your own risk. Once we receive your transmission, we make reasonable efforts to ensure its security on our systems. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job are granted access to personal information. Furthermore, access to this information is strictly limited, and not accessible to the public. Our employees are dedicated to ensuring the security and privacy of all user information. Employees not adhering to our firm policies are subject to disciplinary action. Please note that any attempt to breach the security of the network, our servers, databases or other hardware or software supporting this Site or other websites under the control of RentalInsurance.org constitutes a crime punishable by law. We will turn over to authorities, any and all evidence relating to a potential breach of security or other abuse against the network, servers, databases or other such supporting equipment or software. In compliance with applicable federal and state laws, we shall notify you in the event that we learn of an information security breach with respect to your personal information. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.

Children's

We take special steps to safeguard the privacy of children. It is important for children to get permission from their parents before accessing or supplying any personal information to RentalInsurance.org. We will never knowingly collect personally identifiable information from people under eighteen (18) years of age.

Opt-Out/Unsubscribe

To stop receiving future communications from us, please Click Here.

Changes in Privacy Policy

RentalInsurance.org reserves the right to change or update this privacy policy at any time by posting a notice on our Site that we are changing our privacy policy. If the manner in which we use personally identifiable information changes, RentalInsurance.org will notify you by: (a) posting the changes as a start-up screen prior to your subsequent use of the products and/or service offered herein; (b) sending the modified policy to the users via email; (c) placing a link to the modified policy on the RentalInsurance.org home page; or (d) by any other reasonable means acceptable under applicable state and federal law. You will have a choice as to whether or not we use your information in this different manner. At any time that you do not agree with the changes, you must opt out from receiving future communications from us (see the "Opt-Out/Unsubscribe" section above). Failure to opt out after notice of any such changes constitutes an affirmative acknowledgement and acceptance by you of the modified Privacy Policy.

Contacting the Site

Our "contact us" page contains e-mail links that allow you to contact us directly with any questions or comments that you may have. We read every message sent in and try to reply promptly to each one. This information is used to respond directly to your questions and comments. If you have any questions about this Privacy Policy or the practices of RentalInsurance.org, please feel free to contact us at: Support@RentalInsurance.org