“I lost all of my belongings in an apartment fire last year. RentalInsurance.org got me a cheap plan that covered all my stuff. I never have to worry about losing my things again!”Veronica, New York
- How To Find Cheap Renters Insurance
- Home Inventory Checklist
- Cover Yourself with Apartment Insurance
- Actual Cash Value
- Is Tenants Insurance Different
- Business Renters Insurance
- Replacement Coverage
- Moving Services
- Finding the Right Roommate
- Cleaning Services
- Off Campus Housing
- Renters Liability Insurance
- My Responsibility or the Landlords
- Finding Pet Friendly Properties
- Breaking a Lease
Is Tenants Insurance Different?
Worrying about your financial future can certainly keep you up at night. Am I saving enough? What should I do with the money I have to make the most of it? We all know that there are some financial setbacks we have no control over. Catastrophic events that could leave you financially reeling for years happen all the time. The one thing you can do is make sure you are properly insured. If you rent a home or apartment this means finding a tenants insurance policy that covers your personal belongings in the case of fire, theft or natural disaster. One misconception many people have is that their landlord's property insurance would reimburse them for damage to personal property were something to happen on the premises. This is simply not the case. Although you are not required by law to obtain tenants contents insurance, you will be on your own financially in the event that your belongings are damaged during these types of events.
Advances in technology have changed how we live and work. An increasing number of people work out of their house or apartment. If there were a fire and you needed to quickly replace important office equipment in order to keep your job running smoothly would you be able handle it financially on top of all the other expenses you were facing? Either tenants insurance or business renters insurance would replace your equipment so you could get back to work. It is important to take an inventory of your business' equipment to determine which coverage is best for you.
Are you renting while saving up for a home? Renting while building your home? Would the cost of replacing your personal possessions in the event of a burglary or water damage put those plans on hold? If you had tenant insurance it wouldn't.
Tenants insurance is an incredibly affordable way insure your financial future. You can't always control what happens to you but, you can prepare yourself in order to minimize any financial damage. Tenants contents insurance policies are inexpensive and can be tailored to give you the exact amount of coverage you need. A small investment of your time and money could keep you on track financially no matter what happens. Insuring your financial future by obtaining tenants contents insurance is easier and more affordable than you think.