“I lost all of my belongings in an apartment fire last year. RentalInsurance.org got me a cheap plan that covered all my stuff. I never have to worry about losing my things again!”

Veronica, New York

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California Renters Insurance

California is one of the most beautiful states in America, and also one of the most expensive. This over- the-top economy is prevalent in every area of retail and makes everything more expensive. The common misconception that many Californians have is that California renters insurance is included in the rent of their apartment, condo or home. The landlord, or company renting, is actually only responsible for the building and the property. The tenants responsibility is to get coverage for their own possessions, but many owners cannot explain renters insurance to their tenants, so they never tell you.

Renters insurance is available to anyone renting a condo, trailer, duplex, or apartment. The California Department of Insurance has made renters insurance readily available, and it covers any major catastrophes including fire and flooding, which happens often in the California mountains and coastline. No one wants to imagine that anything would ever happen to them, but it is possible, and with rising costs, it would be better to be prepared. Many working people could not afford to replace their entire house full of possessions and find a new living arrangement, all in one month, but if some disaster were to happen that’s all the time you’d have.

Obtaining a Renters Policy

Affordable renters insurance is contained in every insurance company, especially the major companies where discounts can often be found. You’ll also find many local companies included as well. In order to get an accurate quote enter your zip code and provide information about your living situation. Be prepared to enter your information by first taking an inventory of your belongings and pricing them on replacement costs today. Compare your quote, and find the company that has the best rates for you. Losing everything would be a catastrophe, especially losing your jewelry and valuables, so do not omit anything.

Renters Insurance Tips

Chances are you will be surprised when you arrived at a total. It is important to have the coverage that's right for you. Tips that may save you money on your policy are: combine renters with your auto insurance, consider the larger companies first, and keep your credit score high. Whatever your situation, there will always be a rental insurance policy to cover your possessions. Get quotes from agents in your California city whether that be San Jose, San Diego or Los Angeles.