“I lost all of my belongings in an apartment fire last year. RentalInsurance.org got me a cheap plan that covered all my stuff. I never have to worry about losing my things again!”Veronica, New York
Georgia Renters Insurance
Georgia renters insurance is now available throughout the entire state, yet two-thirds of renters are not taking advantage of a renters insurance policy. Whether you are renting an apartment, home, duplex or condo, there are coverage plans to fit your needs. For years the only insurance policy for possessions was if you owned your home. Now there are many companies that offer rental insurance, like State Farm, Allstate, Farmers and Travelers to name a few.
Renters insurance is not only available and a good idea, it is now affordable, much more affordable than if you had to replace everything you owned because of flooding, tornadoes, fire or theft. The factors that are considered are your credit score, the total of your property, previous insurance and your zip code. The reason the zip code is significant is because it determines if you live in a high crime district which is determined by law enforcement. Even if you live in one of these areas there is affordable renters insurance policies.
When living in a rented condo or apartment, don’t think that your belongings are covered by your landlord. This is not true. Look around your home. Would you be able to replace everything if you were a victim of a burglary? Rental insurance will replace everything and make you whole again. At around $10 a month, you can’t afford not to be covered. Another benefit you should consider about renters insurance is the fact liability insurance is included in most policies. This protects you financially in the event a visitor physically hurts themselves in the dwelling.
Take the time to inventory the contents of your home in order to determine how much coverage you need. The average coverage is around $20,000. By taking pictures and collecting receipts you will be able to prove ownership and be reimbursed for everything that was damaged or stolen. Most people underestimate, but to replace all appliances, furniture and technical equipment in your home is typically more than you thought. You will be amazed by how much is covered for such a reasonable quote. Now is the time to protect your family’s possessions and have peace of mine. You’ll wonder why you put it off so long. Enter your zip code and information to get free Georgia renters insurance quotes now!