“I lost all of my belongings in an apartment fire last year. RentalInsurance.org got me a cheap plan that covered all my stuff. I never have to worry about losing my things again!”Veronica, New York
Indiana Renters Insurance
Indiana is located in the heartland of the United States and many people rent an apartment or a home while they are in college or working for one of Indiana’s main employers: the automobile trade, pharmaceuticals, rubber, electrical equipment, or factory machinery. Many college students come to Indiana to go to school at Purdue University, the University of Notre Dame, Ball State University and Indiana University. While they are here, they rent a condo or a townhouse for a few years, and then move away when they graduate. There are many people in a rental home, condo and apartment all across Indiana, who would benefit from having affordable renters insurance that would prevent them from total disaster if they were to lose their belongings.
Indiana renters insurance has been totally renovated by the Indiana Department of Insurance in the past decade to allow renters to compare their quote online and then to decide on the best policy for their lifestyle. Since you can easily go online, this makes it very convenient to transfer a policy when you move. Renters insurance can also be easily combined with your car insurance, since most auto insurance companies handle both, and this might bring a discount in the premium. Enter your zip code above and complete a brief form to get a free no obligation quote!
What Does Indiana Renters Insurance Cover?
Indiana renters insurance protects from fire, theft, tornadoes and most other weather damage, except flooding, which would be an upgrade if you wanted to add it on. Also, a “floater” is what the insurance companies refer to when adding on expensive items separately. A renter’s policy protects your possessions and reimburses you if you need to stay in a hotel because of possession damage. An average coverage would depend on the items you owned, the coverage you wanted and whether you wanted the ‘replacement value’ for your possessions or ‘cash value’. Replacement Value coverage will totally replace everything that you have receipts for. Cash Value coverage will replace the contents of your home at current market value of that item or an item of like kind. Average premium for a month is between $15 and $30. This is a price that senior citizens and college co-eds alike could fit into their budget, and feel secure about.