“I lost all of my belongings in an apartment fire last year. RentalInsurance.org got me a cheap plan that covered all my stuff. I never have to worry about losing my things again!”Veronica, New York
Maryland Renters Insurance
Maryland is a small state that over 6 million people call home. College like the University of Maryland and the famous Navy Annapolis are just two of the many colleges and universities in Maryland. With such a large population of young adults, it is critical to get the word out about renters insurance. Students and young people have expensive electronics like high tech games, stereos, TV’s and computers in their home or apartment. For around $10 a month, any renter can completely protect their possessions with Maryland renters insurance.
Can I get a policy to fit my needs?
There are several different policies to choose from in order to get the policy that’s right for you. Basic renters insurance includes protection in the event of fire, theft, snow, wind, ice or other adverse weather conditions that might destroy your belongings. It also provides liability insurance in case a guest is injured on the premises and seeks medical or legal compensation for injuries. Finally, with the basic rental plan you are entitled to hotel and incidentals should you have to be out of your building. The average premium for $20,000 worth of coverage in Maryland would be approximately $160 annually. That’s $13 a month! Get free renters insurance quotes today!
If you determine you need additional coverage, there are additional plans that you can choose for very little extra each month. For instance, the comprehensive policy allows you to cover high cost items like jewelry, furs and antiques. Comprehensive plans also pays for your possessions at a replacement value, or at the cost of the item at today’s retail. Flood insurance can be added onto the basic as well. So these differences would raise your premium slightly, but not measurably. You will still have a low, low cost for renter’s coverage. As you can see, there are a number of different options to cover everything you own. Maryland rental insurance is a product of the Maryland Department of Insurance, which has made is easy and affordable to obtain a plan that’s right for you. Take the first step and find out how inexpensive a renters insurance policy is for you. Get a free quote!