“I lost all of my belongings in an apartment fire last year. RentalInsurance.org got me a cheap plan that covered all my stuff. I never have to worry about losing my things again!”Veronica, New York
Mississippi Renters Insurance
The economy of Mississippi is lower on the national spectrum than the other states and has been for many years. Mississippi has the lowest per capita income in the U.S. because the income largely comes from agriculture, specifically cotton, and has since the Civil War. When Mississippi was hit with Katrina in 2008 many tenants who had no back-up plan, were devastated. Every spring the Mississippi River spills over its borders, which makes it risky for those who live along the river.
Recently, people who live in Mississippi are choosing more and more to rent an apartment, condo or home instead of buying property because they feel they don’t have to keep insurance on it. But nothing could be furthest from the truth. The Mississippi Department of Insurance has made Mississippi renters insurance affordable for every tenant in the state. Biloxi, Gulfport, Hattiesburg and Jackson all have many tenants who would benefit from a tenants insurance policy that protects their belongings in the event a disaster strikes.
Inventory the contents of your home and determine how much everything is worth. The total amount will give you an idea of how much coverage you will need if a fire destroyed everything or you were a victim of theft. A basic renters insurance policy will cover your belongings as well as including liability insurance in case someone is injured in your dwelling. Having liability built into your policy will protect you against medical and legal bills. This coverage amounts to about $.50 a day, or $14.00 a month! Any tenant in Mississippi can fit this low premium into their budget. Enter you zip code and see for yourself how reasonable Mississippi renters insurance is for tenants renting an apartment, condo or home.
What do they consider when deciding on renters insurance?
- Area you live in
- Claim history
- Age and condition of the building you are in
- Smoke detectors or burglar alarms installed
- Credit score
No matter what your credit history looks like, or if you live in a high-district zip code, you cannot be refused coverage for renters insurance. It is so important that you get your tenants policy now, without postponing. No one can know when a catastrophe will strike, and you want to be prepared.