“I lost all of my belongings in an apartment fire last year. RentalInsurance.org got me a cheap plan that covered all my stuff. I never have to worry about losing my things again!”

Veronica, New York

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Missouri Renters Insurance

Missouri is known as the “show me” state, so RentalInsurance.org is going to show you exactly how to get the right Missouri renters insurance for the best price! It is critical that you obtain coverage of your possessions within the first week you are in your rented condo, apartment, or home. Missouri has intense exposure to wind, tornadoes, floods and earthquakes. You never know when any one of these disasters can strike so planning ahead for them is the best course of action. Just because you rent doesn’t mean that you don’t need the same protection as owners receive with homeowners insurance. In fact, you may need an affordable policy even more. Would you be able to replace everything in your home right now out of pocket if a fire broke out or you were a victim of a burglary? Having a renters insurance policy gives you the peace of mind that you possessions will be replaced in the event of a disaster. RentalInsurance.org provides the ability to get free quotes. Enter your zip code above and complete the form to get free renters insurance quotes today!

Inventory Your Belongings

It’s time to take an inventory of everything in your rented apartment, condo and home. Write down how much you bought these possessions for and take pictures. The total of this inventory is going to determine the coverage that you need. For most tenants, the total worth of their possession is quite surprising and highlights how important it is to insure the contents of your home in the event of a catastrophe.

The average worth for a tenant’s belongings in the United States is $20,000. Until now you may have been thinking, “I don’t have anything worth covering.” Your inventory exercise may show you that you have more in your inventory than you could possibly replace. Would you be able to replace everything in your home if a fire destroyed your stuff? The average Missouri renters insurance policy can be as inexpensive as $10 a month! Each policy is individually constructed, so that you have exactly the protection that you need for your apartment, condo, or rented home. Get a free quote today and find out hot inexpensive it is to cover your belongings!

There are a few different options in terms of coverage and reimbursement. For example, if you choose an actual cost value plan you will be reimbursed for the value of your possessions at today’s market price. Replacement cost will reimburse you for the price of what a similar item today would cost. You can adjust the plan to your particular needs for an extra dollar or two a month. College students, senior citizens, all tenants in Missouri need rental insurance to protect against the unthinkable.