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New Hampshire Renters Insurance

New Hampshire renters insurance is the equivalent of purchasing Homeowners insurance if you own a home, but a Homeowners policy does not include a tenant’s possessions. The Homeowners’ policy only protects the structure of the rented building, and it is a huge misconception among renters that their possessions in their apartment, condo or home would be covered. Your landlord should make it clear what the tenants responsibilities are and what are his. Today many people are choosing to rent in New Hampshire. Most of the tenants in New Hampshire are not aware renters insurance is available to them or how inexpensive it is.

What does renters insurance include?

Renters insurance is to tenants, what Homeowners is to the owner; It protects possessions, gives them legal and medical assistance in case of an accident and it provides assistance to your family while the disaster is still taking place. Fire, theft, snow, ice, hail, electrical shortages, and water damage are covered in the basic plan. You have choices when it comes to how you are reimbursed if your belongings are damaged. There are also additional plans you can include to cover against disasters such as flooding. Each policy is unique and yours should reflect your needs and budget. The basic New Hampshire renters insurance plan starts at less than a dollar a day, or around $263 for a year. This is an incredibly inexpensive plan that will protect you from potentially devastating financial situations.

How is my insurance plan determined?

You should know that absolutely no one is refused a renters insurance policy if you are renting a condo, apartment or home. Here is a list of determining factors:

  • Area you live in
  • Age of building
  • Credit score and history
  • Claims history
  • Adding protective devices like smoke detectors
  • The total amount of your possessions claimed

Enter your zip code above and complete our short form to receive free rental insurance quotes today! If you are renting, don’t put off protecting your possessions from unexpected disasters.