“I lost all of my belongings in an apartment fire last year. RentalInsurance.org got me a cheap plan that covered all my stuff. I never have to worry about losing my things again!”

Veronica, New York

Email Newsletter

North Carolina Renters Insurance

North Carolina renters insurance is a necessity for tenants across the state where hurricanes devastate homes and property every year. Towns like Duck, Elizabeth City and Cape Hatteras are in the path of over 50% of the hurricanes that come to the US. Homeowners have covered their property in the event of a hurricane or other catastrophe and now renters have insurance to protect their possessions too. Renters insurance is easy to obtain, cheap and will cover all of your possessions. Simply enter your zip code above and complete a short form to get free, no obligation quotes today!

Many tenants have never had a North Carolina renters insurance policy. Each tenant’s needs are different and there are policies to fit everyone. In order to determine your coverage needs, you should take an inventory of all your belongings. Itemize the contents of your home and consolidate categories of things of average cost. For example, group everything in the bathroom and all of your clothes together. Keep all the receipts that you have for electronics and appliances. If you own high-priced jewelry, furs, or antiques you can opt for comprehensive coverage which has a separate value system for those. A comprehensive plan might be a higher premium than the basic, but your possessions will be paid back to you at replacement value, which is today’s retail.

When you have completed your inventory of everything that you own in your apartment, condo or rented home, take a video or photographs of everything. Then take the inventory and pictures and keep them in a bank security box or at a relative’s home - anywhere away from your property. This will ensure that you recover all of your possession in the event of a fire, burglary or weather related catastrophe.

The average North Carolina renters insurance plan covers $20,000 worth of belongings. Most people are surprised when they take an inventory and realize how much their things are worth. With this total as your coverage, North Carolina renters insurance will likely be under a dollar a day for the basic and slightly more for comprehensive. Everyone has unique needs, so get free, no obligation renters insurance quotes today and find out just how inexpensive it is to have peace of mind knowing that you are protected!