“I lost all of my belongings in an apartment fire last year. RentalInsurance.org got me a cheap plan that covered all my stuff. I never have to worry about losing my things again!”Veronica, New York
North Dakota Renters Insurance
Any type of insurance is worthless if you wait until you need it to try and purchase it. Renters insurance is no different. Have you ever looked around your place at all of your belongings and wondered what would happen if a fire destroyed everything? Most of us never think about it, but that is exactly what happens to so many North Dakota residents annually. A renters insurance policy will protect your possessions in the event of a fire, burglary or weather related disaster. Since North Dakota has a low cost of living index, with the average yearly income just over $47,900, you can get a renters insurance policy for around $0.30 a day! That’s only $9 a month! Be completely secure in knowing that if a catastrophe should occur, everything would be covered. Every tenant needs to secure their belongings with renters insurance.
What is Renters Insurance?
Living in one of the major cities like Fargo or in the immense wilderness that makes up most of the state, renter’s insurance coverage protects from theft, snow, ice storms, extreme weather like tornadoes. Most policies include liability insurance in case a guest gets physically hurt on your property. This way you will not be liable for their medical costs. When you talk to an agent, find the insurance program that will completely meet you and your family’s needs.
How to Find North Dakota Renters Insurance
The North Dakota Department of Insurance has revamped the renters insurance program in the past ten years making it much easier to access information about your coverage options. Start by taking an inventory of your possessions. Go through your home and write down each item you want to cover under your policy and how much it is worth. Next, collect any receipts you have and serial numbers for each item. It is also a good idea to take pictures and video of the items. This will ensure you have proof of ownership in the event of a disaster. RentalInsurance.org offers a simple way to get free, no obligation quotes! Simply enter your zip code above and complete a short form and start receiving free quotes from agents in your area.
There are many instances where you can save on your policy and you will want to discuss them with the agent that contacts you. For example, senior citizens and college students may be eligible for discount on their property insurance. With how easy and inexpensive it is to obtain a rental insurance policy, it is surprising to see that that majority of North Dakota renters aren’t covered! Would you be able to replace everything out of pocket if a fire broke out or you were robbed? Cover your home contents with a North Dakota renters insurance policy today! Get quotes from agents in your North Dakota city such as Minot.