“I lost all of my belongings in an apartment fire last year. RentalInsurance.org got me a cheap plan that covered all my stuff. I never have to worry about losing my things again!”Veronica, New York
Virginia Renters Insurance
In Virginia, obtaining renters insurance has never been easier. The Virginia State Corporation Commission offers renters insurance for about $10 a month. The Department streamlined rental insurance making it affordable and accessible online 24 hours a day. There are more people renting a condo or apartment in Virginia than ever before. With the housing market down, people are choosing to rent a home or apartment, and release the headaches of ownership. These tenants are entitled to protection of their possessions the same as homeowners are entitled to Homeowners insurance.
Nobody likes to think that a disaster will happen to them when moving in, but you can’t ignore the news reports either. Some Virginia residents may think that it is an unnecessarily expense, but renters insurance is the best investment that you can make concerning your belongings. The average coverage across the country is $20,000, which make the annual premium $190. This policy is an investment that any tenant can keep within their budget.
Virginia renters insurance is available by simply entering your zip code above and completing a short form. By taking an inventory of the possessions in your home you can determine how much coverage you will need. Itemize the list and collect any receipts you have from purchases of these items. Take pictures and videos so you will be able to prove ownership in the event of a fire, theft or other causes of damage. It is also a good idea to keep a copy of this documentation at another location like a safe deposit box or relative’s home. This way you have a backup set of documents.
For the reasonable rates of Virginia renters insurance, anyone renting an apartment, condo can afford to protect the contents of their home. Basic rental insurance coverage protects against:
- Snow, ice and hail storms
- Electrical shorts
- Water damage
- Pays hotel costs and incidentals
Of course, this is the basic coverage. If you need to add something like flood insurance, just ask your agent. You’ll pay a little more in the premium, but then you’ll get back more when you need it. Take an inventory, and get free renters insurance quotes today! Get quotes from agents in your Virginia city such as Richmond.